Business Coach Model - Term of Use

Terms and Conditions

Business Coach Model is a trading name of Financial Management Group Pty. Ltd. Authorised and Regulated by the Financial Services (Authority Australian Financial Services Licence No. 264928)

Financial Management Group Pty. Ltd. comprises of experienced qualified Financial Planners, providing professional and impartial advice in all areas of investment for individual clients and at corporate level.

Contents

These are the terms and conditions (the "Terms and Conditions") which apply to the use of this web site (this "Site") by you.

Copyright and Trade Marks
General Terms and Conditions of Use
Further Information

In these Terms and Conditions, references to "we", "us" and "our" are to Business Coach Model.

Use of this Site is subject to these Terms and Conditions. If you do not agree to these Terms and Conditions you must cease use of this Site immediately.

We reserve the right to change these Terms and Conditions from time to time at our discretion, including (though not only) in response to any changes in law that may apply to our operations. However, any amended version of these Terms and Conditions will only apply once we have published that amended version on this Site.

The entire content of this Site (including, but not limited to, text, software, photos, images and graphics of any sort) is protected by copyright and/or database rights throughout the world. You may not copy (except by downloading and printing off copies to the extent expressly permitted by these Terms and Conditions), modify, publish, participate in the transfer or sale of, create derivative works based on, or in any way exploit, any of the content of this Site, in whole or in part. Unauthorised use of this Site may breach copyright and other intellectual property rights.

You may download and print copies of any of the information available on this Site, only to the extent that you require such copies for your personal use.

Except as otherwise expressly permitted under copyright law, no copying, redistribution, file sharing, retransmission, publication or commercial exploitation of any of the content of this Site will be permitted without our express prior written permission, and that of the copyright owner (where we do not own the copyright in that content). You must not delete or make any changes to (or allow anyone else to delete or make any changes to) any author attribution or copyright notice appearing as part of that content. You acknowledge that you do not acquire any intellectual property rights in any of the content of this Site by using this Site, including by downloading any material from it.

Trade marks

"Business Coach Model" and the "Bus-tec" are registered trade marks of Financial Management Group Pty. Ltd.

Any other trade marks and brand names appearing on this Site are the property of their respective owners, and you must not delete or make any changes to (or allow anyone else to delete or make any changes to) any trademark legend appearing on this Site in respect of any trade marks or brand names.

GENERAL TERMS AND CONDITIONS OF USE

Accuracy of information

We do our best to ensure that all information on this Site is accurate. If you believe any of the information to be inaccurate, please let us know and where we agree with you, we will correct it as soon as practicable. However, we make no representations that any of the information on this Site is in fact accurate and up to date or complete, and accept no responsibility for any loss or damage caused by the inaccuracy or incompleteness of the information on this Site. It is the responsibility of users of this Site who wish to act on the basis of information available on it, to check and verify that information themselves before acting. Although we hope that this Site will be of interest to users, we make no representations and offer no warranties in relation to it and its content, to the fullest extent that such representations and warranties may be lawfully excluded.

Without affecting the generality of any of the foregoing provisions, we are a distributor (and not a publisher) of any of the content of this Site which has been supplied by a third party (including (though not only) by any user of this Site). Any opinions, advice, statements, services, offers or other information or content expressed or supplied by any such third party and made available on this Site are those of that third party, and not of us. We do not necessarily endorse nor are we responsible for the accuracy or reliability of any such content.

Linking and other web sites

On this Site we may from time to time provide hypertext links to other web sites that are operated by third parties (i.e. people other than Business Coach Model). Please note that using such a link means that you are leaving our Site, and we take no responsibility for, and make no representations and give no warranties in respect of, any web sites accessed through any such links from this Site.

Our liability

The information on this Site is not intended to address your particular requirements. Such information does not constitute any form of advice or recommendation by us, and is not intended to be relied upon by you in making (or refraining from making) any specific decisions.

We accept no liability for that information, or for any loss or damage suffered by you or anyone else, directly or indirectly, as a result of your use of this Site.

General

Failure by us to enforce a right will not result in a waiver of such right. If any of these Terms and Conditions is held to be invalid or unenforceable by any court having authority to determine such issues, the remaining provisions of these Terms and Conditions will not be affected, and accordingly will remain in full force and effect.

You may not assign or transfer your rights under these Terms and Conditions.

FURTHER INFORMATION

Finally, should you have an enquiry about any aspect of these Terms and Conditions, or our use of your personal information, please contact us as follows:

by email:	webmaster@bus-tec.com.au
by post:	Level 12 AMP Towers, 535 Bourke Street, Melbourne Vic. 3000 Australia
by telephone:	(03) 9629 2411
by fax:	(03) 9629 2411